At the end of 24 months, you own the Xbox but lose Xbox Game Pass Ultimate access
When you sign up for Xbox All Access, you are financing an Xbox console along with 24 months of Xbox Game Pass Ultimate. But what happens when those 24 months are up?
In short, at the end of the 24 month term you own the Xbox console outright. However, your Xbox Game Pass Ultimate subscription expires, so you lose access to those benefits.
Below I‘ll explain in detail what occurs when your Xbox All Access subscription matures so you know exactly what to expect.
You get to keep the Xbox console with no more payments
The best part of Xbox All Access is that after 24 months of payments, the Xbox console is completely yours. This includes the:
- Xbox Series X
- Xbox Series S
- Xbox One X
- Xbox One S
or whichever Xbox model you chose with All Access.
So if you financed an Xbox Series X for $35 per month over 24 months, you‘ll have paid $860 total. But now that Xbox Series X (retail price $499) is fully yours with no more monthly bills.
That‘s an excellent value compared to paying for the Xbox upfront. With All Access, you get to enjoy the latest Xbox technology now with low monthly payments and own it after 24 months.
You‘ll lose access to Xbox Game Pass Ultimate
While you keep the Xbox console, the 24 months of included Xbox Game Pass Ultimate access expires at the end of your term.
For those unfamiliar, Xbox Game Pass Ultimate provides:
- Unlimited access to over 100 high-quality downloadable Xbox games
- Xbox Live Gold for online multiplayer gaming
- Xbox Cloud Gaming to stream games to phones and tablets
- Exclusive member discounts and deals
According to Microsoft, Xbox Game Pass Ultimate provides over $130 value for just $14.99 per month. But it‘s included at no extra cost with Xbox All Access.
Once your 24 month All Access subscription matures, you‘ll lose all these Xbox Game Pass Ultimate benefits. Of course, you can choose to resubscribe on a monthly basis later if you want to keep the same access.
You can re-subscribe to Xbox Game Pass Ultimate monthly
When your 24 months of prepaid Xbox Game Pass Ultimate expires, you always have the option to resubscribe on a monthly basis.
Xbox Game Pass Ultimate costs $14.99 per month as a standalone subscription. So after your Xbox All Access term ends, you can keep the same benefits by subscribing month-to-month.
Here are the regular Xbox Game Pass Ultimate subscription options and pricing:
| Subscription Term | Price |
|---|---|
| 1 month | $14.99 per month |
| 3 months | $44.99 total ($14.99 per month) |
| 6 months | $89.99 total ($14.99 per month) |
The monthly plan gives you full flexibility to cancel anytime. But if you know you want to subscribe long-term, the 3 or 6 month options offer savings over month-to-month billing.
Either way, you can resubscribe to continue seamless access to Xbox Game Pass Ultimate. All your saved games and achievements will pick up right where they left off.
Your Xbox Live Gold converts to a paid membership
Xbox Live Gold is included as part of an Xbox Game Pass Ultimate membership. It enables online multiplayer gaming and grants free monthly games.
Once your Xbox All Access subscription concludes, your Xbox Live Gold will convert to a standard paid membership. Here are the monthly prices for Xbox Live Gold:
| Subscription Term | Price |
|---|---|
| 1 month | $9.99 per month |
| 3 months | $24.99 total ($8.33 per month) |
| 12 months | $59.99 total ($5 per month) |
So you‘ll still have access to Xbox Live Gold benefits like online multiplayer, free monthly games, and discounts. But now you‘ll pay the regular subscription rate unless you cancel the membership.
You keep all game saves, achievements, and account history
Don‘t worry about losing your Xbox progress or purchases when Xbox Game Pass Ultimate expires. All of your saved games, achievements, DLC content, and account history remain intact.
Anything you unlocked or added to your account during the 24 month All Access term stays associated with your gamertag.
If you decide to resubscribe to Xbox Game Pass Ultimate later, you‘ll pick up exactly where you left off with no lost data. You‘ll still have access to any Xbox Game Pass games you downloaded previously too.
So you shouldn‘t hesitate to fully enjoy Xbox Game Pass Ultimate knowing that your data is safe when the subscription ends.
You can start a new 24 month All Access subscription
Once your 24 month Xbox All Access term completes, you‘re welcome to enroll in a brand new 24 month agreement.
Many gamers choose to upgrade to a newer, more advanced Xbox model at the end of their subscription period.
For example, you could finance an Xbox Series S for 24 months, then get an Xbox Series X with a new 24 month All Access plan.
Just remember that you can only have one active Xbox All Access subscription at a time. You‘ll need to wait for your current 24 month term to fully complete before starting a new All Access purchase.
But rolling from one All Access subscription to the next every 2 years is a popular way to always have the latest Xbox console.
Is Xbox All Access really worth it?
For most gamers, Xbox All Access provides excellent overall value. You get the newest Xbox console and 24 months of Xbox Game Pass Ultimate for reasonable monthly payments.
Compared to purchasing the hardware and subscription upfront, All Access bundles cost significantly less. Let‘s compare:
Xbox Series X All Access:
- $35 per month for 24 months
- Total cost: $860
- Includes Xbox Series X and 24 months of Game Pass Ultimate
Xbox Series X retail purchases:
- Xbox Series X console: $499
- 24 months Xbox Game Pass Ultimate: $360 (at $14.99 per month)
- Total: $859
As you can see, the All Access bundle costs nearly the same as buying the products separately. But with All Access, you get to spread the payments over 24 months for greater affordability.
Here are some of the biggest benefits that make Xbox All Access a worthwhile value:
Huge cost savings
- All Access bundles cost less overall than purchasing the console and 2 years of Game Pass separately.
Low monthly cost
- Spreading payments over 24 months makes the latest Xbox consoles more affordable.
No early repayment fees
- You can pay off your All Access balance early with no penalties.
You own the console
- The Xbox hardware is yours to keep after completing the payments.
Includes Xbox Game Pass Ultimate ($180+ value)
- Get access to an expensive subscription service at no extra cost.
Easy future upgrades
- Transition to a new Xbox console every 2 years.
For serious gamers who want the latest Xbox without large upfront costs, Xbox All Access provides massive savings and value. The low monthly price grants access to new Xbox consoles and Xbox Game Pass that would normally be very expensive purchases.
Summary
To recap, here‘s what happens when your 24 month Xbox All Access subscription comes to an end:
- You own the Xbox console with no more payments required. It‘s fully yours.
- Your Xbox Game Pass Ultimate subscription EXPIRES. You lose access to those benefits.
- You can choose to re-subscribe to Xbox Game Pass Ultimate for a monthly fee if desired.
- Your Xbox Live Gold converts to a standard paid membership.
- All your gaming history, saves, achievements remain in your account.
- You can enroll in a brand new 24 month All Access plan to upgrade your Xbox if wanted.
Overall, Xbox All Access offers a reasonably priced way to enjoy the latest Xbox console and Xbox Game Pass. Just be aware that while you keep the Xbox hardware, your Game Pass Ultimate access ends when the 24 months is over until you re-subscribe.
But for gamers who take advantage of Game Pass during those 24 months, All Access provides a terrific value compared to paying for the console and subscription upfront. It makes next-gen Xbox gaming far more affordable.
So in summary – yes, Xbox All Access is absolutely worth it for most people as long as you fully utilize Xbox Game Pass during your 24 month term.