# Does Amazon Offer Extended Warranties In 2026? \(An In\-Depth Guide for Savvy Shoppers\) - Canonical: https://33rdsquare.com/does-amazon-offer-extended-warranties-in-2023-an-in-depth-guide-for-savvy-shoppers/ - Published: 2023-10-22 - Author: Terry Williams - Categories: [Amazon](https://33rdsquare.com/category/consumer/amazon/) --- Hey there! If you‘re like most people shopping online these days, you may be wondering – does Amazon offer extended warranties to protect expensive purchases beyond the normal 1 year manufacturer‘s coverage? I completely understand why you might be interested in extended warranties from Amazon. When you‘re investing hundreds or even thousands of dollars on a major appliance, TV, laptop or other big-ticket item, defects can be a nightmare after the initial warranty runs out! Here‘s the deal: **Amazon itself does not provide extended warranties. However, they partner with the well-known company Asurion to offer 2-4 year protection plans on certain eligible products.** In this detailed guide, I‘ll walk you through everything you need to know about getting extended coverage through Asurion on Amazon, including: - How their extended warranties work and what‘s covered - Exactly which products are eligible - Costs for plans and how to save - How to file a claim if repairs are needed - Whether Amazon credit cards offer warranties (hint: they don‘t!) - Plus additional tips for savvy shoppers Let‘s start with the basics… ## A Quick Primer: How Do Extended Warranties Work on Amazon? When buying electronics, appliances and other complex products, they are guaranteed defect-free for at least a year by the manufacturer. This is known as the standard **manufacturer‘s warranty.** Once that initial 1 year warranty expires, **you‘re on your own for any defects or issues.** That‘s where extended warranties come in – they pick up right where the manufacturer‘s coverage ends. For example, let‘s say you purchase a new $2,000 LG refrigerator on Amazon today. Here‘s how the warranty protection would work: - **Year 1:** Covered by LG‘s standard 1 year manufacturer‘s warranty. LG pays for any repairs needed. - **Years 2-5:** You could purchase a 4 year Asurion extended warranty. Asurion would handle any covered claims in this period. So with the combined manufacturer + extended warranty, your fridge would have up to 5 years of protection from defects! Pretty sweet deal. Now that you‘ve got the gist of how extended warranties provide additional coverage beyond the first year, let‘s get into the specifics of how Asurion‘s plans work at Amazon… ## Adding Asurion‘s Extended Warranty During Checkout One of the biggest benefits of Asurion‘s extended warranties on Amazon is how easy they are to purchase. When browsing eligible items like major appliances, laptops or TVs, you‘ll see an option right on the product page to **"Add warranty"** from Asurion. ![Image showing the add warranty link on an Amazon product page](https://i.imgur.com/KXshP20.png) Before adding the item to your cart, you can select a 2, 3 or 4 year Asurion plan for continuous coverage after the initial manufacturer‘s warranty expires. It takes just a few clicks to give yourself peace of mind! The prices for Asurion‘s plans range from $29 for smaller items up to $299 or more for high-end electronics and appliances. I‘ll go over specifics on pricing a bit later in this article. But first, let‘s look at… ## Eligible Products for Asurion Warranties at Amazon Asurion smartly focuses its extended warranty offerings on bigger ticket items where mechanical issues or defects are more likely to occur after the first year. Here are the most common product categories eligible for Asurion protection plans when purchasing through Amazon: - **Major appliances** – refrigerators, dishwashers, washing machines, etc. - **Electronics** – TVs, laptops, tablets, headphones, game consoles - **Smart home tech** – video doorbells, security cameras, thermostats - **Outdoor power equipment** – lawn mowers, snow blowers, pressure washers - **Fitness equipment** – treadmills, exercise bikes, elliptical machines - **Musical instruments** – guitars, pianos, keyboards, drums - **Power tools** – drills, saws, sanders, welders - **Office equipment** – printers, shredders, label makers - **Mattresses** – memory foam, innerspring, hybrid mattresses If you don‘t see the option to add a warranty when buying a product, chances are Asurion doesn‘t offer extended coverage for that particular item. My advice? Stick with the standard manufacturer‘s warranty included with the product if no Asurion plan is listed. Now let‘s talk about the crucial topic of… ## Costs of Asurion Extended Warranties at Amazon The price you‘ll pay for an Asurion extended warranty depends on three factors: 1. **Type of product** – More expensive/complex items have pricier plans 2. **Warranty length** – 2 years vs 3 years vs 4 years 3. **Purchase price** – Percentage of the item‘s sale price As a baseline, most Asurion plans on Amazon range from 10% to 30% of the product‘s purchase price. Here are some examples to give you an idea of typical costs: - **$600 TV:** 4 year warranty could be $120-$180 - **$2,000 refrigerator:** 4 year warranty around $200-$300 - **$1,000 laptop:** 3 year warranty approximately $100-$150 While those prices might seem steep up front, they can be well worth it over the long run. Just a single repair bill after the manufacturer‘s warranty expires could be in the hundreds of dollars. Let‘s say your $600 TV needed a new motherboard at year 3 – that one repair could cost over $200 by itself! So the $150 you preemptively spent on a 4 year warranty was a smart investment. When deciding if an extended warranty is worthwhile for a particular product, I recommend **dividing the plan‘s cost by the number of years** to see the annual expense. For example, a $300 warranty over 4 years would be just $75 per year for coverage. That can be easier to swallow as an annual "insurance premium" instead of a large single payment. Next up, let‘s go over… ## Length of Coverage Offered by Asurion One of the great benefits of Asurion‘s extended warranties is that they span **2-4 years** beyond the initial 1 year manufacturer‘s warranty. Here are the most common extended warranty lengths offered based on product type: - **2 years** – Game consoles, small kitchen appliances, portable electronics - **3 years** – Mid-range electronics, power tools, fitness equipment - **4 years** – High-end appliances, outdoor equipment, large electronics like TVs The choice between 2, 3 or 4 year coverage will depend on a few factors: - How long you expect to own the product before upgrading - The item‘s susceptibility to breakdowns and repairs - Your budget – longer plans cost more upfront I recommend considering how long you realistically keep similar items before wanting newer models. For example, you may upgrade your phone every 2-3 years. So a 2 year extended warranty on a smartphone makes sense. But you might keep a refrigerator for 6-8 years – making a 4 year extended plan valuable for a fridge. Overall, weighing the length of use against warranty costs allows choosing the right protection timeline. Moving on, let‘s look at… ## What‘s Covered Under Asurion‘s Extended Warranty Similar to a manufacturer‘s warranty, Asurion‘s extended plans provide coverage for mechanical and electrical breakdowns stemming from: - **Defective parts or materials** – Example: Faulty motor in a dishwasher - **Issues from normal wear and tear** – Example: Pixel burnout in a TV after 2 years - **Manufacturing flaws/errors** that arise – Example: Cracked screen on a laptop due to design defect Depending on the product, coverage may also include accidental damage like drops, spills, or power surges. Asurion‘s extended warranties are designed to give you the same level of protection you‘d get under the original manufacturer‘s warranty. Some key benefits and inclusions of Asurion‘s plans: ✅ **Repair costs:** Parts & labor to fix defects are covered. ✅ **Product replacement:** Asurion may replace irreparable items with an equivalent model. ✅ **24/7 technical support:** Help troubleshooting connectivity, usage issues, etc. ✅ **Power surge protection:** Damage from electrical surges is covered at no extra fee. ✅ **Free shipping:** $0 shipping for sending in items for repair or replacement delivery. That‘s an amazing range of coverage and support you gain with an Asurion extended warranty! It can really save you from massive headaches and expenses down the road. Now you might be wondering… ## What‘s NOT Covered by Asurion Warranties at Amazon? Like any insurance policy, Asurion‘s extended warranties do have some reasonable exclusions and limitations. Damage attributed to the following is generally NOT included: - Normal wear and tear from regular use over time - Improper installation, repairs or modification - Intentional damage or abuse of the product - Cosmetic damage like scratches that don‘t affect function Additionally, Asurion plans do not cover theft or mysterious disappearance of your item. Those scenarios would fall under homeowners/renters insurance policies. The key exclusions are no different than what a manufacturer‘s original warranty would leave out. Just don‘t expect any extended warranty to cover every single situation! Now let‘s go over the all-important topic of… ## How to File an Extended Warranty Claim with Asurion Dealing with defects and repairs is never fun, but the claims process with Asurion is relatively quick and painless. Here are the key steps if you need to file a claim: **1. Have your Asurion order number ready** – This can be found in Your Orders on Amazon. **2. Call or file online** – Contact Asurion by phone or submit a claim form on their website. **3. Provide details** – Explain the issue, how it happened, and why you believe it‘s covered. **4. Get an approval decision** – Many claims are approved instantly or within a business day. **5. Receive a gift card or repair service** – For irreparable damage, Asurion will issue an Amazon gift card with the item‘s purchase value. For fixable problems, they‘ll send shipping materials and instructions for getting your product repaired by their experts. The ease of the claims process gives great peace of mind. Within days, depending on the damage, Asurion will either reimburse your purchase cost or make arrangements to get your item back in working order. Now, I know some Amazon shoppers wonder… ## Do Amazon Credit Cards Offer Extended Warranties? This is an excellent question! Unfortunately, **neither the Amazon Prime Rewards Visa or Amazon Store Card provide extended warranties on purchases.** The only warranty coverage you‘ll get with Amazon credit cards is the standard manufacturer‘s policy that comes with the individual products. However, many Visa and Mastercard credit cards from other banks DO offer 2 year extended warranty protection. So if you have a different credit card, check your benefits guide to see if it doubles the manufacturer‘s coverage. It‘s a great perk if available! But for Amazon‘s own branded credit cards – no special extended warranty advantages exist. You‘ll have to rely on the manufacturer and Asurion plans. Alright, we‘ve covered a lot so far. Let‘s do a quick recap… ## Bottom Line: Are Amazon Extended Warranties Worth It? At the end of the day, deciding if an extended warranty is a wise investment depends on a few key factors: **Cost vs. projected repair costs** – Does the plan price justify the potential expense of post-warranty fixes and replacements? **Likelihood of breakdowns** – Is this a reliable product? Or are defects somewhat common after initial warranty expires? **Your expected ownership timeline** – Will this item still be in use 2-4 years from now when an extended warranty would apply? **Importance of long-term coverage** – Do you want to "set it and forget it" with 5+ years of protection from defects? For someone who tends to keep gadgets and appliances for many years and has faced inconvenient breakdowns in the past, Asurion‘s extended warranties offer great value. But for a savvy shopper who isn‘t rough on electronics and upgrades frequently anyway, the plans may be an unnecessary extra cost. As with any insurance, it comes down to your personal tolerance for risk and desire for predictability in the ownership experience. My advice? At least consider extended warranties for very expensive purchases like high-end TVs, computers and major appliances. The warranties can provide great long-term financial protection in those cases. Alright, let‘s wrap things up… ## The Bottom Line: Does Amazon Offer Extended Warranties? To recap, while Amazon doesn‘t directly provide extended warranties themselves, they do partner with Asurion to offer 2-4 year protection plans on certain eligible items. The Asurion plans pick up right where the standard 1 year manufacturer‘s warranty leaves off. This gives you a total of 2-5 years of coverage against mechanical breakdowns and defects. I hope this detailed guide gave you all the details on how extended warranties work at Amazon, what‘s covered, how much they cost, the claims process and more. The key takeaway – consider an Asurion extended warranty for expensive electronics, appliances and equipment that you plan to keep for 3-5+ years. They provide great peace of mind and can potentially save you a ton of money over the long run if repairs are ever needed! --- Source: [Does Amazon Offer Extended Warranties In 2026? \(An In\-Depth Guide for Savvy Shoppers\)](https://33rdsquare.com/does-amazon-offer-extended-warranties-in-2023-an-in-depth-guide-for-savvy-shoppers/)