Does Walmart Take PayPal in 2026? (Online, In-Store, and More)
The short answer is yes, Walmart does accept PayPal in 2022!
You can use PayPal online at Walmart.com, in the Walmart app, and in-store at any Walmart location with a PayPal debit or credit card.
With over 4,700 stores across the U.S. and an ever-expanding ecommerce presence, Walmart is the #1 retailer in America. They serve 140 million customers per week!
And PayPal, with over 400 million active accounts worldwide, is the leading online payments platform.
So being able to use your PayPal balance at Walmart gives you flexible, digital payment options when shopping for everyday essentials and more.
In this detailed guide, we’ll explore all the ways you can use PayPal when shopping at Walmart:
- PayPal online at Walmart.com
- PayPal in the Walmart app
- PayPal debit/credit cards in-store
- Contactless PayPal
- Depositing cash to PayPal at Walmart
- Withdrawing cash from PayPal at Walmart
- Walmart products you can buy with PayPal
- Adding funds to your PayPal account
- Using PayPal without a bank account
- And much more!
Let‘s dive in…
Paying Online at Walmart.com with PayPal
Walmart.com offers an extremely wide selection of items for delivery or in-store pickup. As an online shopper, you’ll be happy to know PayPal is a payment option during checkout.
When buying items online at Walmart.com, simply select “PayPal” as your payment method before placing your order.
You don’t need an account on Walmart.com. PayPal works whether you checkout as a guest or have a Walmart account.
The steps to use PayPal at Walmart.com:
- Add items to your cart
- Proceed to checkout
- Select “PayPal” as your payment
- Log into your PayPal account
- Review and place your order
It‘s a quick and easy process. The funds will come right out of your connected bank account or PayPal balance.
One thing to note – you cannot split payments between PayPal and other methods like gift cards when paying on Walmart.com. It‘s all or nothing with PayPal online.
But using PayPal means you can shop millions of items on Walmart.com without needing a credit or debit card. It‘s very convenient for digital shoppers!
PayPal on the Walmart App
In addition to Walmart.com, you can also use PayPal right in the Walmart app for iPhone and Android.
The Walmart app makes it easy to shop, browse weekly ads, create grocery lists, and even make pharmacy refills on the go.
And when it comes time to check out, PayPal is available as a payment option just like on the website.
To use PayPal in the Walmart app:
- Add items to your cart in the app
- Go to checkout
- Select PayPal as your payment
- Log into your PayPal account to complete purchase
Again, you can only use PayPal for the full purchase amount. No splitting payment between PayPal and other methods in the Walmart app.
But being able to access your PayPal funds directly in the app makes shopping Walmart on your phone quick and easy. Give it a try next time you place a Walmart grocery order!
Paying In-Store at Walmart with PayPal
This is where things get really interesting!
While PayPal started as online-only, you can now use it to pay right at the register in any Walmart store. No more having to use cash or physical cards.
To pay in-store at Walmart with PayPal, you need either:
- PayPal Cash Card (debit card)
- PayPal Credit Card
- PayPal Prepaid Card
These are physical and virtual debit/credit cards issued by PayPal that pull funds from your PayPal balance.
You can apply for a PayPal Cash Card or prepaid card for free directly on PayPal‘s website.
Then, just use your PayPal card like any other debit or credit card when checking out at Walmart:
- Swipe or insert your PayPal card into the terminal
- Select “Credit” for card type (even if it‘s debit)
- Enter your PayPal PIN
- Payment complete!
PayPal will deduct the purchase amount from your PayPal balance. The cashier might ask to see an ID the first time you use your card.
This gives you access to PayPal‘s 40+ million merchants in-store, including retail giants like Walmart. It‘s the future of payments!
My personal favorite is the PayPal Cash Card. It offers cash back rewards and smart budgeting features in the PayPal app. Highly recommend it!
Can You Use PayPal Contactless at Walmart?
PayPal does offer contactless payments through enabled cards, smartphone apps, and terminals. Just tap and go!
However, Walmart unfortunately does not accept contactless PayPal payments in 2022.
Why not? Walmart checkout terminals do not support near-field communication (NFC) technology required for contactless transactions.
Instead, Walmart has its own proprietary contactless system called Walmart Pay. You can use it through the Walmart app to scan QR codes when checking out.
So even if you have:
- A contactless PayPal debit card
- PayPal mobile app set up for tap-to-pay
- PayPal Business app for accepting contactless payments
None of these will work at Walmart registers without NFC capability. You‘ll have to insert or swipe your PayPal card instead.
Maybe someday Walmart will modernize their terminals to support Apple Pay, Google Pay, and contactless PayPal. But for now, you‘re limited to Walmart‘s own QR code system for contactless checkout.
Depositing Cash to PayPal at Walmart
If you receive cash gifts, odd jobs payments, or other physical money, Walmart makes it easy to load it onto your PayPal balance.
You can deposit cash into your PayPal account at over 4,700 Walmart store locations nationwide.
Here‘s how to deposit cash to PayPal at Walmart Customer Service desks:
- On your phone, open the PayPal app
- Select “Add Cash” then choose “At Walmart”
- Enter the amount you want to deposit
- Generate a barcode in the app
- Show the barcode and give cash to the Walmart cashier
- Cash is loaded instantly into your PayPal!
PayPal does charge a $3 fee for every cash deposit at Walmart service desks. But it‘s much cheaper than using an ATM.
Having access to PayPal cash deposits right at Walmart is super convenient. It lets you digitize any physical money and spend it online or in-store with your PayPal card.
Pro tip: If you bank with an online fintech like Chime or CashApp, you can instantly transfer the Walmart cash deposit to your bank account for free through PayPal. Much faster access compared to traditional banks that hold funds for days.
Withdrawing Cash from PayPal at Walmart
Already have funds in your PayPal account and need to withdraw physical cash? No problem!
At select Walmart locations, you can take out cash from your PayPal balance in two ways:
-
PayPal App – Generate a barcode to withdraw cash at 3,900+ Walmart service desks for a $3 fee.
-
PayPal Debit Card – Use your free PayPal debit card to withdraw cash from any Walmart ATM. PayPal doesn‘t charge a fee, but the ATM owner might.
So if you want to grab some grocery essentials at Walmart but only have funds in your PayPal, simply withdraw the cash you need right at the store. Easy access to your digital money!
PayPal is accepted at over 70% of US retail locations, making your balance available to spend in more places.
And partnership with major retailers like Walmart, CVS, Walgreens for cash withdrawals makes PayPal even more flexible.
What Can You Buy with PayPal at Walmart?
The great news is PayPal can be used to purchase any and all items at Walmart. There are no product restrictions when paying with PayPal.
You can buy absolutely anything at Walmart with your PayPal funds:
- Groceries
- Housewares
- Furniture
- Toys
- Electronics
- Jewelry
- Clothing
- Shoes
- Sporting goods
- Auto parts
- Home supplies
- Garden items
- Alcohol and tobacco (where permitted)
- OTC medications
- Cosmetics
- Gasoline
- Gift cards
- Services (tire installation, auto repair, etc)
Plus you can use PayPal for pharmacy prescriptions, financial services, restaurant meals, and anything else available at Walmart locations.
No matter what you need to pick up, PayPal is accepted by Walmart as a form of payment. It‘s just as flexible as cash or your debit/credit card!
Adding Money to Your PayPal Account
To ensure you have funds available in your PayPal balance for Walmart purchases, you’ll need to add money regularly. Here are some easy ways to load up your PayPal:
-
Link bank account – Connect a checking account to transfer money instantly into your balance
-
PayPal Cash card – Load cash and spend it right from the app. Deposit cash for free at Walgreens, CVS, 7-Eleven and more
-
Direct deposit – Set up PayPal with your employer, side hustle, or benefits like Social Security to receive funds directly into your balance
-
Cash deposits – As discussed above, deposit physical cash at over 4,700 Walmart locations nationwide
-
Send/request payments – Have friends, family, or business clients send you money through PayPal
-
Sell online – Link your PayPal to eBay, Facebook Marketplace, Etsy, and more to get paid for items you sell
Adding money frequently prevents your PayPal balance from running empty. And you can easily track balances and transfers right in the intuitive PayPal app.
Using PayPal Without a Bank Account
A common question is whether you need a bank account linked to use PayPal. The answer is no! You can sign up for and use PayPal just with:
- Debit or credit card
- PayPal Cash card
- PayPal prepaid card
These provide the funding source without requiring a checking account. You can exclusively use your card/balance for PayPal purchases.
However, a bank account makes it much easier to:
- Add funds instantly
- Withdraw cash
- Send/receive money
- Manage your money
So while totally possible to use PayPal at Walmart without a bank account, I highly recommend linking one to maximize utility.
Many online banks like Chime, Aspiration, and Cash App take minutes to sign up, have zero fees, and connect instantly to services like PayPal. Definitely worth looking into!
Key Takeaways: PayPal at Walmart in 2022
Let’s review the key points about using PayPal for Walmart purchases today:
- PayPal is accepted online at Walmart.com and in the Walmart app
- PayPal debit/credit cards can be used in all Walmart stores
- Contactless PayPal does NOT work at Walmart
- Cash can be deposited and withdrawn from PayPal at select Walmarts
- PayPal lets you buy any item sold at Walmart stores
- No bank account required, but highly recommended
So in summary – yes, Walmart gladly takes PayPal in 2022 both online and in-store!
Between PayPal‘s digital payments network and Walmart‘s everyday low prices on groceries, home goods, clothing, and more, it‘s easier than ever to shop and save.
Take advantage of Walmart‘s omnichannel retail experience by paying with your secure PayPal account in-store, on your phone, or from your computer.
Do you have any other questions about using PayPal at Walmart? Let me know in the comments!